It was practically being shouted from the rooftops. The world, as we know it, would end on December 22, 2012. But that date came and went without even a whimper. We now have a new date looming that will certainly change everything. Tuesday, October 1, 2013.
So, how will it really affect us? I’m guessing Americans
who's only votes are for reality show contestants feel that it has nothing to
do with their lives. Others, often interviewed by Jay Leno and other
“Man-On-The-Street” interviewers feel that, as one of those interviewees
recently said, “Free Obama insurance? Hell yeah I’m in favor of it!” It’s about
time someone else paid for my medical bills!” But, for the rest of us, it seems
a good idea to review the pros and cons of this sweeping legislation that is
certainly going to change every American’s lives as it relates to government.
I am not going to list them here. That’s what Google is for.
I am however, going to point to one example of the insipid senselessness of the
totally misnamed “Affordable Care Act”.
To become an insurance agent in any state in the U.S.,
you have to go through a detailed training course and take a rather difficult
exam. After that, each agency has their own training process to insure that
each agent is well versed in their products as well as the laws, including
contract law, to insure that each policyholder has someone they can depend on
to fairly and accurately answer all their questions. It doesn’t always work out
perfectly but it is the best formula for the industry.
That is going to change rather abruptly. Under Obamacare, we
will now have “Navigators” to advise insured citizens as to their insurance
needs. So what is a “Navigator?” Under Section 1311 of the new law, hundreds of
millions of dollars are being poured into such upstanding organizations as
Community Activist Groups, Labor Unions, Civil Rights Groups, Immigration
Rights Groups and other ”Progressive” organizations to hire “Navigators” to
walk Americans through the health exchanges. What could go wrong, you ask? Well
. . . consider the fact that these people will be going through NO background
checks, they will have direct access to all of your data including social
security numbers, addresses, personal health information and financial
accounts. These are not insurance agents. They are not even federal employees!
They are people hired literally “off-the-street” and they are supposed to match
the ethnic characteristics of the people they are advising. I guess the
thinking is that only an Asian off the street can advise an Asian on their
health insurance needs. So . . .if a person just got out of prison for identity
theft, they can get hired as a Navigator and if they get caught stealing your identity,
the law says that that is wrong but there is no penalty in place to protect us.
They can just keep doing their job. But . . .”Please stop stealing
identities.”
Remember earlier when I mentioned that this is one example?
Go ahead, start Googling. But I caution you, your head just might explode.
Which is pretty much what they were warning us about on December 22, 2012.
