I have stayed relatively quiet on ObamaCare in my blog pages because I was a health insurance agent for many years and I didn't want to sound like a know-it-all.
But now . . . I just can’t keep quiet.
Here’s the deal. Obama’s strategy was to vilify the health
insurance industry in nearly every speech he gave touting the virtues of
Obamacare. He knew that people blamed the high cost of health insurance on the
insurance companies. It is a simple knee-jerk reaction to a much more
complicated issue. He actually had a majority of Americans conned into thinking
that he was smarter and a better businessman than health insurance companies
that have been doing this for decades. When, in reality, he is nothing more
than the equivalent of a crooked agent selling promises that can’t be
delivered.
In the business of health insurance, the vast majority of
outside agents and brokers are honest, fair and willing to do what it takes to
fit an insurance plan around their client’s needs and abilities to pay. It is
in their best interest since they are routinely scrutinized by the State
Insurance Commissioner’s Office. Agents are schooled, tested and trained in serving their clients with honesty and respect. However, there are bad apples in every
business and it’s no different in the insurance industry. When you are dealing
with a general public that is only moderately aware of how health insurance
works, what an agent tells you needs to be the truth. Barack Obama is the
epitome of a dishonest insurance agent. The practice of omission of facts
and/or “twisting” by an insurance agent is not only cruel, it is illegal. Yet,
Obama has become Master of the “bad agent syndrome”. Now the truth is coming
home to roost and Americans are in “sticker-shock”.
Maybe this will help the perspective just a bit. There is a,
not too hard to figure out, reason why insurance companies do not cover
“preexisting conditions”. It is a guaranteed loss for the company. If you were
foresighted enough to purchase insurance before you needed it, how would you
feel if the agent explained that some people are not that foresighted and your
premium is going to have to go up significantly to cover those people or our company
will go out of business and you will lose your insurance?
Obama looks like a hero (today) for forcing insurance
companies to cover pre-existing conditions. Now the bill is due.
Pay up America.
